Final Expense Insurance – also known as Burial Insurance – is a special life type of life insurance that will pay out a financial benefit after you die. This money can be used by your family or beneficiary can use to pay those “final” expenses as they come up, which must usually be paid immediately.
Burial Insurance has become incredibly popular, particularly with people in their 50’s, 60’s and 70’s who recognize that they – and their loved ones – need to be ready for the day that is certainly going to arrive for all of us. It’s a perfect Solution that can let you be sure that most, if not all of your final end-of-life expenses are going to get paid, thereby taking away that financial burden from those you leave behind.
These important insurance policies have many wonderful features and benefits:
Easy to Qualify
Unlike most other types of life insurance, there is NO physical or health examination that is required.
Health Issues Okay
Even if you have health or medical condition, you can still qualify for a Burial Insurance policy. Click Here for more information.
Easy to Buy
It’s very quick and simple, and completing the application (often just a page or two) often takes just a few minutes. Better yet, you can usually be approved for your policy by the insurance company at the very same time.
Wide Choice of Benefits
You can choose precisely the benefit amount you want (that will be paid to your family or beneficiary), based upon your own preference and budget.
With a wide range of benefit choices – from about $5,000 to $40,000 – most anyone can get a Burial Insurance policy that will fit within their budget. The cost will depend mainly upon your age, as well as upon the amount of the “death benefit” you choose to buy.
Burial Insurance is a special type of Whole Life insurance, which falls within a category of life insurance known as Permanent Life Insurance. Unlike other types of life insurance (such as Term Life, which will expire at a future date), Final Expense Insurance truly is PERMANENT: once you buy it, it’s yours for life.
This means that even as you get older, and as your health declines…
A. Your policy’s monthly premium amount will NEVER go up
B. Your policy’s death benefit will NEVER go down
C. Your policy will NEVER expire… and can NEVER be canceled by the insurance company (as long as you are paying your monthly premiums)
As soon as the insurance company is notified of someone’s death, that person’s family and/or beneficiary can often receive the benefit payment within just 24 to 48 hours.
Not Just for Funerals
While most people buy Final Expense Insurance with their future funeral or and burial costs in mind, your policy’s death benefit can be used by your family or beneficiary for ANYTHING. This includes any unexpected and unplanned for expenses such as medical bills not covered by health insurance, or perhaps any personal debts you might leave behind.
The fact is, someday all of us will be leaving our loved ones with any number of "final" expenses to handle. Getting Final Expense Insurance can not only provide them with the financial means to pay those expenses at that time, it will also provide YOU with something very important right now: Peace of Mind.
Contact Me today for an instant and free no-obligation quote or for more information.